Homeowners insurance covers both damage to property and liability for any injuries and property damage policyholders or their families cause to other people. Standard homeowners policies do not cover damage caused by floods, earthquakes and poor maintenance. Optional coverages and policies may be available to cover damage due to additional perils.

In Florida, you are required to carry a minimum amount of liability insurance and also provide proof of insurance before you can register your vehicle. However, state required minimum coverage may not be enough to pay for all the damages that result from an accident.  

Business insurance helps protect your business against financial losses and covered perils. Covered perils typically include theft, fire, wind, falling objects and lightning. There is also a wide variety of other business insurance coverages available to address the more unique risks different businesses face.

They saved me a lot of money on my auto and homeowners insurance. I highly recommend Pacific Assurance for all your insurance needs.

Alfredo and his staff are very knowledgeable and easy to work with .They are very helpful and answered all my questions. Thank you guys!